To speak with a licensed agent, call (949) 800-8028 (TTY 711 M-SU, 8am-8pm) or email

What Are the “Parts” of Medicare?

Posted by Bryce Korngold
Estimated Reading Time 1 minute 40 seconds

What Are the “Parts” of Medicare?

As you are researching Medicare coverage, it’s important to understand the different types of plans and the coverage you can expect. Medicare is divided into 4 “Parts”:

Medicare Part A – Hospital Coverage

The first part of Medicare covers the cost of care in hospital settings. Not only are inpatient services covered under this plan when you are admitted to a hospital, but it also pays for services in other facilities as well (including home care):

  • Hospitals
  • Skilled Nursing Facilities
  • Home Health Care
  • Hospice Care

Medicare Part B – Medical Insurance

The second part of Medicare covers general medical appointments and treatments. In addition to diagnostics and medical services, coverage is also available for general checkups and preventive services. Here is an overview of the kind of coverage you get through Medicare Part B:

  • Outpatient care
  • Appointments with doctors and other healthcare providers
  • Home health care
  • Required medical equipment (hospital beds, walkers, wheelchairs, etc.)
  • Preventive medical services (wellness checkups, vaccines, health screenings, etc.)

Medicare Part C – Advantage Supplemental Insurance

This supplement insurance coverage comes through private companies that are pre-approved through the Medicare program. Medicare Part C gives you access to all of the coverage available through Parts A and B, as well as extra coverage to fill in the “gaps.”

Paying for a Part C plan ensures you have coverage for additional services.

When you enroll in Medicare Part C, the private insurance is paid a monthly fixed amount through the Medicare program. Then, you pay a monthly premium for the gap insurance. These out-of-pocket costs vary depending on your circumstances and the type of plan you choose. It’s important to note that these private companies must meet specific requirements set by Medicare.

Medicare Part D – Prescription Coverage

The last part of Medicare coverage you might consider is to cover the cost of prescription drugs. You can get Part D coverage by adding it to your Original Medicare plan. Or many Medicare Advantage Plans (Part C) also include the option of prescription coverage.

Because of the high cost of prescriptions, most people choose to enroll in Part D to have support in paying for the medications recommended by their doctors.

Help Finding the Right Medicare Plan

Do you need support choosing the right Medicare Plan? Talk to our experienced team of agents at Monarch Benefits.  We offer a personalized approach to helping retirees find the ideal medical coverage.

Bryce Korngold
Monarch Benefits //

I am a local, licensed and trained independent insurance agent. I am certified with many top Medicare Advantage, Prescription Drug and Medicare Supplement insurance plan carriers. I represent most major companies with a Medicare contract and am qualified to answer any questions you may have.

Get Free Medicare Assistance

Friendly, licensed professionals are available to answer all of your questions. Call (949) 800-8028 or complete the form below and we’d be happy to reach out to you.

      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Close Accessibility Tools
      Accessibility Controls Reset
      Content Adjustments
      Font Size


      Line Height


      Content Scaling


      Highlight Titles
      Highlight Links
      Highlight Forms
      Align Left
      Align Center
      Align Right
      Focus Mode
      Color Adjustments




      Accessibility Statement

      Despite our attempts to make this website accessible for everyone, there may still be some pages or sections that are not completely accessible, are in the process of becoming accessible, or do not have a suitable technological solution to make them accessible. Nevertheless, we are always striving to enhance our accessibility by adding, updating, improving its options and features, and incorporating new technologies.

      We want to provide our users with the best experience possible, so we strive to support as many browsers and assistive technologies as possible.

      If you wish to contact this website's owner, please use the contact form on the website.

      Our User Interface Adjustment Options

      Font adjustments - With this tool, users can modify font size, style, letter spacing, and line height for improved alignment and readability.

      Color adjustments - Users can customize their color contrast profiles to light, dark, desaturated, and monochrome.

      Content highlighting - Users can prioritize key elements such as links, forms, and titles.

      Content focus - Users can enable focus mode to highlight the current page information based on their mouse movement.