To speak with a licensed agent, call (949) 800-8028 (TTY 711 M-SU, 8am-8pm) or email

Monarch Benefits

Your Comprehensive Guide
to Medicare Benefits

Information, Coverage Options,
and No-Cost Enrollment Assistance

Are You New To Medicare?

Not Sure Where to Begin?

As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare.  Unfortunately, understanding the “ins-and-outs” and selecting the right plan can be challenging.

Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.

Begin by Enrolling in Our Medicare Essentials Video Quick-Course:

This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home!  It’s yours at no cost and no obligation, just tell us where we should send it!

      By submitting this information, you acknowledge a licensed insurance agent may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.

      Get Free and Friendly
      Medicare Help Now

      Our licensed agents offer Medicare enrollment assistance
      at no cost and no obligation!

      Medicare Resources:
      What You Need to Know

      From Dollars to “Donuts”…

      Getting Started

      Answers to common questions such as: When should you enroll?  How and when do you become eligible for Medicare?

      Enrollment Periods

      After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.

      Defining the ABC’s

      Medicare consists of Parts A, B, C, and D.   Step one is to learn the “ABC’s”, how they work, and your options with each part.

      Advantage Plans

      Medicare Advantage Plans are provided by private insurance companies and can often save you money.

      Supplement Plans

      Insurance sold by private insurance companies to cover Medicare’s gaps.  Also called “MediGap” plans.

      Medicare Part D

      Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.

      Medicare’s “Donut Hole”

      This situation creates a coverage gap for some beneficiaries as they reach their annual coverage limits and have to pay more out-of-pocket.

      Special Needs Plans

      SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.

      Frequently Asked Questions

      How do I apply for Medicare?

      How do I apply for a Medicare Advantage or Supplement Plan?

      Can I apply for Medicare in person?

      Can I get assistance applying for Medicare?

      When should I apply for Medicare?

      What if I missed my Initial Enrollment Period?

      Are there penalties for enrolling late?

      When do I get my Medicare card?


      Here’s what our clients say about our service…

      My husband and I couldn’t be happier with the outstanding service we have received from Bryce. He has especially been helpful with an issue with a claim and was able to help us get it settled and literally saved us thousands of dollars that we would’ve had to pay out of pocket! So appreciative of his help and support and for the time and…

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      Vanessa Lewis

      My husband and I couldn’t be happier with the outstanding service we have received from Bryce. He has especially been helpful with an issue with a claim and was able to help us get it settled and literally saved us thousands of dollars that we would’ve had to pay out of pocket! So appreciative of his help and support and for the time and effort he spent assisting us with this issue. There’s not many people who would care enough to take that kind of time and make the effort. Thanks Bryce!!!

      Vanessa Lewis

      Don’t even bother trying to navigate by yourself the plethora of options with insurances, which can be super overwhelming and quite confusing!

      Read More

      Dr. Kris Kennedy

      Don’t even bother trying to navigate by yourself the plethora of options with insurances, which can be super overwhelming and quite confusing!

      Bryce is a tour-de-force when it comes to:

      1. Providing the best possible insurances to match your specific needs
      2. Exceptional communication throughout
      3. Lighting quick approvals
      4. Super friendly and incredible experts without pushy sales tactics
      5. Treats you as if you are family!

      Hands down, easiest and best insurance experience EVER!

      Dr. Kris Kennedy

      Bryce was unbelievably helpful when figuring out what plans fit our needs. He took the time to explain our options and answer questions while being so personable. We also appreciated Bryce’s quick response over email with questions and quotes.

      Mariah Burke

      Wow, I can’t even believe how great Monarch is. I’ve always had nightmares dealing with insurance issues but this was a breeze from start to finish. Bryce really came through and helped me out. His service and care was absolutely incredible. I’d give 6 stars if I could.

      Zach Frager

      Bryce is an incredible professional. He understands insurance and his customers needs. I would recommend him to anyone.

      Josh Thoune

      Articles and Information

      What Are the Benefits of Working with a Broker for Your Medicare Benefits?

      When it’s time to sign up for Medicare, should you take a DIY approach or talk to an insurance broker?…

      Read More

      Three Things You Need to Do Just Before You Turn 65

      65 years old is a milestone in life: a turning point when many people are aiming for retirement or are…

      Read More

      Does Medicare Cover Mental Health Care?

      Medicare offers a wide range of services, helping retirees have access to quality healthcare in the later years of life….

      Read More

      Does Medicare Cover Vision and Dental?

      As you are researching your options for Medicare coverage, it’s important to understand what is/isn’t included in your new healthcare…

      Read More

      What Is a Medicare Special Needs Plan?

      While Original Medicare covers a variety of healthcare costs, there are circumstances when some patients need additional coverage or support….

      Read More

      What Happens to Your Medicare Benefits If You Are Still Working at Age 65?

      Even though 65 is the typical retirement age, some people aren’t ready to stop working when they turn 65 years…

      Read More

      Medicare Mistakes to Avoid

      When you finally reach the age where you qualify for Medicare coverage, it can be confusing to know the difference…

      Read More

      Medicare Part D: Here’s What You Need to Know

      Medicare Parts A & B cover most of the patient’s healthcare needs, but there is a notable gap in this…

      Read More

      What Is the Difference Between Medicare Advantage and Medicare Supplement Plans?

      Original Medicare covers many healthcare necessities, such as hospitalization, home health care, doctors’ visits, routine appointments, and more. But there…

      Read More

      4 Things You Should Do to Protect Yourself From Medicare Scams

      Scammers often target Medicare beneficiaries to steal their personal information, Medicare numbers, and even their money. Here’s what you need to know.

      Read More

      Why Medicare Advantage Plans are Popular with Many Beneficiaries

      Medicare Advantage plans are becoming increasingly popular among beneficiaries for several compelling reasons. Here’s why…

      Read More

      Staying Sharp in Retirement: Activities to Keep Your Mind Active and Engaged

      By incorporating these brain-healthy habits into your retirement routine, you can keep your mind sharp and engaged for years to come!

      Read More

      How Prescription Drugs Can Affect Your Memory

      Certain prescription drugs can interfere with our memory processes, and understanding these medications and their potential impact is crucial for maintaining cognitive health.

      Read More

      Tips for Reviewing and Updating Your Retirement Plan

      Retirement planning is an ongoing process, and regular reviews and adjustments are essential for long-term financial success. Here is a checklist of items to review regularly.

      Read More

      Q&A About Insulin Price Changes

      A new law aimed at reducing prescription drug costs for millions of Medicare beneficiaries has introduced a significant provision for insulin.

      Read More

      Top Health Screenings for Seniors: What You Need to Know

      Regular health screenings become increasingly vital as we age to detect and manage potential health issues before they become serious….

      Read More

      Understanding Your Options for Medicare and Long-Term Care

      Understanding Medicare’s limitations regarding long-term care is crucial for effective planning. Contact us if you have any questions or if we can be of assistance.

      Read More

      8 Tips for Preventing and Coping with Osteoporosis

      Are you concerned with osteoporosis? Talk to your primary care physician about your concerns and they can recommend important screenings and other measures to protect your bone and overall health.

      Read More

      Read Additional Articles

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